Debt marketplace Yubi has raised ₹411 crore in a fresh funding round to power its global expansion and accelerate investments in artificial intelligence. The round includes a structured debt facility from EvolutionX Debt Capital and a ₹75-crore equity infusion by Yubi founder and CEO Gaurav Kumar, taking his total personal investment in the company to more than ₹330 crore.
The financing will support Yubi’s expansion into South-East Asia, the United States, and its scaling efforts in the Middle East, alongside deeper deployment of its AI-driven credit infrastructure.
Yubi Founder Backs Expansion
Kumar said the fresh capital will help Yubi “replicate its India success in international markets” while boosting its proprietary AI stack that powers credit discovery, risk assessment and transaction workflows.
The additional founder investment is being seen as a strong confidence signal at a time when global fintech funding remains selective.
EvolutionX Leads Structured Debt Component
The debt portion of the round has been led by EvolutionX Debt Capital, backed by Temasek and DBS Bank. The platform focuses on growth-stage technology companies across Asia.
Rahul Shah, partner at EvolutionX, said Yubi has demonstrated “remarkable scale, robust technology and a clear path to profitability”, factors that guided the firm’s investment.
Yubi, formerly CredAvenue operates a full-stack digital debt marketplace linking enterprises with lenders and investors. The platform has so far facilitated more than ₹3.2 trillion in credit, processed over 3.5 crore transactions, and onboarded 17,000+ enterprises and more than 6,200 investors and lenders.
The company is backed by top global investors including Peak XV, Insight Partners, Lightspeed, B Capital, Dragoneer, and TVS Capital Funds.
AI, New Markets at the Center of Next Growth Phase
The fresh funding will be channelled into:
- Building operations in South-East Asia and the US
- Strengthening Yubi’s presence in the Middle East
- Expanding its AI-led credit infrastructure, which forms the backbone of its marketplace
Yubi expects its India-tested technology stack to find demand in markets where digital debt infrastructure is still developing.
With this funding, Yubi aims to position itself as a cross-border debt infrastructure provider, extending its India-built credit rails to global markets.
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